MODULE · CONTINUOUS MONITORING

Catch stress before it shows up in defaults.

250+ Early Warning Signals run continuously. Alerts fire instantly, not quarterly.

EWS · LIVE PORTFOLIO4 NEW ALERTS
Sample IndustriesGST default · 2d
Velocity LogisticsAll clear
Northbound TradersDirector CIBIL -42 pts
Crescent FoodsGST-banking ₹14L gap
Skyline HospitalityAdverse media · 2 hits
Apex ManufacturingAll clear
Refresh cycleEvery 24 hours
Audit packReady · regen on demand

EWS DASHBOARD · LIVE

Every borrower. Every signal. Always on.

Single pane for portfolio. Stress signals surface real-time, ranked by severity.

SIX CATEGORIES · 250+ ALERTS

Comprehensive coverage. Continuous coverage.

Monitors every risk dimension. RBI-recommended baseline plus 200+ alerts built for Indian credit.

01
Statutory compliance & fraud

GST, EPF, TDS delays. Civil, criminal, NCLT cases.

02
Directors & related party

Shareholders, promoters, group structure, related-party flags.

03
Bureau

Bureau scores, defaults, written-off and settled accounts.

04
Reconciliation

GST-banking-audited reconciliations, run continuously.

05
Audited financials

Financial ratios, auditor comments, growth metrics.

06
Secondary sources

Employee changes, traffic alerts, adverse media, rating changes.

HOW IT WORKS

From signal to action in minutes.

Signals surface instantly, scored against your policy, routed to right person.

  • Continuous · not periodic

    AICA re-runs every check every 24 hours. No quarterly cycles. No batch refreshes.

  • Ranked by severity

    Each alert scored against your policy. The dashboard shows you the worst signals first.

  • Routed to the right team

    Bureau → credit. Litigation → legal. GST → ops. AICA routes automatically.

  • Audit-ready trail

    Every alert is timestamped and sourced. RBI audit, internal review, board pack, all ready.

ALERT · SAMPLE INDUSTRIESFIRED 4M AGO
SIGNAL
GST filing default · GSTR-3B Q3 FY25 missed by 2 days.
SCORE
Severity 2 / 5 · Watchlist
CONTEXT
First GST default in 8 quarters. Cleared within 5 days historically. Banking inflows stable. Recommend: monitor next two filings; no action.
ROUTED TO
Credit Ops · Sample NBFC

MONITORING AT AICA

The numbers that matter.

250+
EWS ALERTS
80+
RBI-RECOMMENDED
24h
REFRESH CYCLE
100%
AUDIT-READY

SEE IT IN ACTION

Stop discovering defaults at quarter-end.

Book a demo and our team will configure AICA monitoring against a sample portfolio.

A Recur Club product