CASE STUDIES · LIVE OUTCOMES

What changes when AI runs the due diligence.

Real before-and-after stories from banks, NBFCs, fintechs & enterprises. Names anonymized; metrics are exact.

120+ENTERPRISES LIVE
80,000+COMPANIES EVALUATED
6.2sAVG REPORT TIME
~30 daysSAVED PER DEAL

FEATURED · MOST READ THIS QUARTER

NBFC · PERSONAL LOANS · ₹3,500 CR AUM
Tier-2 / Tier-3 cities · Deployed in 9 working days · Measured FY26 Q1

From a 28-day due diligence sprint to a 4-hour cycle.

Mid-market NBFC: 28-day files, 18% bounces. Post-AICA: 4× throughput, ₹120 Cr added, same team.

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DEPLOYED · 9 DAYS · MEASURED OVER FY26 Q1

DILIGENCE TIME28d→4h
FILES / OFFICER / WK22→89 +304%
DOC REJECTION18%→2%
ADDL DISBURSEMENT · Q1₹120 Cr

SIX MORE · ACROSS INDUSTRIES

FINTECH · LENDING-TECH PLATFORM
+208%
PARTNER SOURCING VELOCITY
7 DAYS → 6 HOURS · 84 PARTNERS / QTR
FINTECH · LSP 14-day deploy · FY26 Q2

Partner onboarding from a week to six hours. 84 partners in one quarter.

LSP: 7-day partner onboarding, missed target by 38%. Post-AICA: 84 partners (vs 23 previous record).

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BANK · PUBLIC SECTOR · TOP 5
14d → 36h
SME PROCESSING CYCLE
SME BOOK +22% YoY · ₹2,200 CR DEPLOYED
PSB · SME LENDING VPC isolated · FY25

SME loan processing cut from 14 days to 36 hours.

PSB SME desk: 14-day cycle burned on reconciliation. Post-AICA: SME book grew 22% YoY.

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ENTERPRISE · MANUFACTURING
12 / 0
RED FLAGS · FRAUD INCIDENTS
60 DAYS POST-DEPLOY · ₹14 CR EXPOSURE AVOIDED
ENTERPRISE · VENDOR RISK 30-day deploy · FY26 Q1

Caught a vendor's NCLT exposure that no human review had.

Manufacturer: 3 frauds, ₹14 Cr. Post-AICA: 12 high-severity flags in 60 days, zero fraud incidents.

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FUND · CREDIT STRATEGY
30d → 8m
DUE DILIGENCE PER PORTCO
PORTFOLIO LIVE · 250+ EWS / NAME / DAY
CREDIT FUND · ₹800 CR AUM 18-day deploy · FY26 Q1

Quarterly portfolio review now runs continuously.

Fund: 2-week quarterly reviews, missed signals. Post-AICA: Daily snapshots, DD dropped from 30 days to 8 min.

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DSA · MSME AGGREGATOR
5h → 4m
CAM GENERATION
LENDER APPROVAL 35% → 67% · 200 APPS / DAY
DSA · MSME 11-day deploy · FY26 Q1

CAM in 4 minutes. Lender approval rate doubled.

DSA network: 200+ daily apps capped by CAM bottleneck. Approval 35%, margins low. Post-AICA: 67% approval, 2.4× margin.

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ENTERPRISE · CHANNEL FINANCE
6% → 1.8%
DEALER NPL · 9 MONTHS
₹650 CR BOOK · ₹85 CR ADDL CREDIT DEPLOYED
FMCG · CHANNEL FINANCE 21-day deploy · FY25 Q4

Dealer NPL cut from 6% to 1.8% in nine months.

FMCG group: ₹650 Cr book, 6% NPL, blind to other defaults. Post-AICA: 11% flagged dealers, ₹85 Cr deployed.

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RUN AICA ON YOUR DATA

See what changes for your team.

Book a demo and the AICA team will walk you through a live underwriting on a third party of your choice, bureau, GST, banking, MCA, NCLT, all reconciled in seconds. No slides.

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