For Banks & NBFCs For Fintechs, LSPs & DSAs For Enterprises For Funds
For Your Team/Banks & NBFCs

FOR BANKS & NBFCS

Onboard, underwrite and monitor every borrower.

AI engine for the full loan lifecycle. RBI-compliant by default.

Book a demo  →
360° BORROWER REPORT6.2S · 247 CHECKS
Sample Industries Pvt LtdUnderwriting
Bureau · CIBIL753 · clean
GST reconciliation · 12moMatch · ₹4.66 Cr
Banking · 6mo flowStable
Related-party · MCA2 entities
NCLT · litigationNone active
Working capital cycle52 days
Recommended limit₹85L · 14.4% pa

THE NBFC RUN-BOOK · TODAY

Every loan is a manual reconstruction job.

Stop copy-pasting bureau, GST, banking. One engine.

01
Onboarding takes weeks.

Scattered docs. Renamed files. Cases stalled.

02
Underwriting is rebuilt by hand, every time.

Bureau, GST, banking, all parsed by hand. Cost climbs.

03
Monitoring fires too late.

Defaults hit watchlist three quarters too late.

THE NBFC RUN-BOOK · WITH AICA

One AI engine. Every step.

WhatsApp to EWS. Team stops reconstructing, starts deciding.

01 · ONBOARD
Customer applies on WhatsApp.

AI collects, sorts, chases. 80% onboard in 5 min.

02 · UNDERWRITE
360° report in six seconds.

250+ checks across bureau, GST, banking, MCA, NCLT, EPFO.

03 · DECIDE
Ask AICA. Get an answer.

Natural-language queries. Instant, sourced answers.

04 · DISBURSE
CAM goes to lenders in one click.

CAM in your template. Shareable. Approval via email.

05 · MONITOR
EWS runs every 24 hours.

250+ signals (80+ RBI-recommended). Stress shows instantly.

06 · AUDIT
Audit-ready trail.

Every check, alert & decision, sourced & timestamped.

INTEGRATIONS

Plugs into your stack.

Front of LOS, behind customer portal. No rip-and-replace.

  • LOS & CRM

    Indian LOS, Salesforce, HubSpot, LeadSquared, pre-wired.

  • Bureaus

    CIBIL, CRIF, Experian, Equifax, all four, consent-based.

  • Banking + GST + MCA

    AA framework, GSTN, MCA21, EPFO, RBI-aligned.

  • Lender network

    100+ lenders on AICA network, or yours in a week.

STACK · NBFC INTEGRATIONSLIVE
LOS · LentraConnected
Sales CRM · SalesforceConnected
Bureau · CIBIL TUConnected
Bureau · CRIFConnected
Banking · Account AggregatorConnected · Setu
GSTN · returns + filingsConnected
MCA21 · corporate filingsConnected
eKYC · Aadhaar VaultConnected
WhatsApp Business · MetaBranded handle

FOR BANKS & NBFCS

Real outcomes. Real speed.

4×
FASTER UNDERWRITING
80%
LESS MANUAL EFFORT
2 wks
DEPLOYMENT TIME
RBI
DLG-COMPLIANT
"
AICA cut our TAT from nine days to thirty-six hours. The team now spends time on decisions, not data.
HC
Head of Credit MID-MARKET NBFC · BENGALURU

THE NUMBERS BEHIND THE QUOTE

9 days→36 hrs
UNDERWRITING TAT
42 hrs→4 hrs
CAM GENERATION
+1,420 hrs
SAVED IN 90 DAYS
"
Partner onboarding was a week of back-and-forth. With AICA, partners go live the day they apply.
CO
Co-Founder · COO LENDING-TECH FINTECH · MUMBAI

THE NUMBERS BEHIND THE QUOTE

7 days→1 day
PARTNER ONBOARDING
5 hrs→4 min
DILIGENCE PER PARTNER
4×
PARTNER ACTIVATION VELOCITY
"
We screen two thousand vendors a quarter. AICA replaced eight people. Miss rate near zero.
VR
Head of Vendor Risk LISTED FMCG ENTERPRISE

THE NUMBERS BEHIND THE QUOTE

8 FTEs→0
ON RECONSTRUCTION WORK
2,000+
VENDORS SCREENED PER QUARTER
96%
RED-FLAG CATCH RATE
"
Quarterly monitoring became continuous. Three saves last quarter alone.
ID
Investment Director MID-MARKET CREDIT FUND

THE NUMBERS BEHIND THE QUOTE

Quarterly→Continuous
PORTFOLIO MONITORING
24 hrs
EWS ALERT WINDOW
3 saves
IN Q1 ALONE

FOR BANKS & NBFCS

Start lending the AICA way.

Book a demo. We configure to your policy and LOS.

Book a demo  →

A Recur Club product