ABOUT AICA
We're building the AI infrastructure for Indian credit.
AICA is the AI engine behind 120+ banks, NBFCs, funds & enterprises. A small team building the rails of Indian credit.
WHY WE EXIST
Indian credit decisions still run on email threads.
Loans, vendor onboarding, portfolio reviews are still built by hand. AICA puts reconstruction into infrastructure.
Founders sit in credit committees every week. They see how much work is reconstruction.
AI engine pulls bureau, GST, banking, MCA, NCLT & 100+ sources. First version writes CAM in 12 seconds. Approvals climb.
Lender partners request the engine. AICA spins out as product. First 30 NBFCs go live.
Banks, NBFCs, funds, large corporates. The CAM engine is now infrastructure for Indian credit.
THE TEAM
The founders.
Built by the Recur Club team. Five years watching officers reconstruct data. AICA is the answer we needed.
Co-founded Recur Club in 2021 to build India's largest AI-native debt platform. NSIT Delhi and IIM Calcutta. Spent over a decade as an investment professional before turning entrepreneur. Leads product, capital partnerships and the lender network.
Co-founded Recur Club with Eklavya. IIT Delhi and IIM Calcutta. Leads operations, the credit engine and the AI platform underneath AICA. Has been building lending businesses since college.
BUILT BY RECUR CLUB
India's largest AI-native debt platform.
AICA is a Recur Club product. Recur connects companies to 100+ lenders with ₹3000+ Cr deployed.
BACKED BY
Long-term capital. Aligned investors.
Funded for the long run by investors who understand infrastructure takes time to build.
JOIN THE WORK
Build the rails Indian credit runs on.
If our work resonates, we want to hear from you, whether you want to use AICA, partner with us, or join the team.
A Recur Club product