COMPANY INTELLIGENCE PROFILE
PB Fintech Limited
Holding company operating India's largest online insurance aggregator/broker Policybazaar and largest online credit/lending marketplace Paisabazaar, plus Policybazaar.ae in the UAE.
Business Overview
Holding company operating India's largest online insurance aggregator/broker Policybazaar and largest online credit/lending marketplace Paisabazaar, plus Policybazaar.ae in the UAE. Policybazaar holds a dominant share of the web-aggregator insurance model; Paisabazaar is the largest online consumer-credit marketplace. Model: digital comparison, purchase and servicing of insurance and lending products. (Sources: PB Fintech IR, Wikipedia/Policybazaar, findingoutperformers)
Sector & Classification
NIC/CIN class 51909 — wholesale/other; operationally an online financial-services (insurtech/fintech) marketplace platform
Directors & Key Management
Directors — source notes
Confirmed DINs (via search / regulatory filings): Yashish Dahiya — Chairman, Executive Director & CEO — DIN 00706336; Alok Bansal — Executive Vice Chairman & Whole-Time Director — DIN 01653526. Board members with DIN NOT OBTAINED (names confirmed, DINs not located in reliable sources — Falconebiz/official board-composition PDF returned errors): Sarbvir Singh (ED/WTD/Joint CEO), Kitty Agarwal (Nominee/Non-Executive Director), Veena Vikas Mankar (Independent Director), Nilesh Bhaskar Sathe (Independent Director), Dhruv Shringi (Independent Director, appt 06 Aug 2024), G Srinivasan (Independent Director), Jessie Paul (Independent Director), Jyotsana Vempati Aggarwal (Director, appt 11 May 2026). Bhasker Joshi — Company Secretary & Compliance Officer. Note: board composition varies slightly across sources/dates (TheCompanyCheck vs BlinkX 2025).
GST Registrations
Primary GSTIN: 06AACCE0182A1ZD (Haryana, state code 06) — registered 01/07/2017, type Regular, status Active (source: microvistatech GSTIN search). PAN: AACCE0182A. Home state: Haryana. Number of registrations across states: NOT OBTAINED (KnowYourGST individual page 404'd). Do not confuse with subsidiary Policybazaar Insurance Brokers Pvt Ltd's separate GSTINs.
Financials
Figures are CONSOLIDATED unless noted. LATEST — FY2026 (year ended Mar 2026, source TheCompanyCheck): Revenue ₹6,794.02 Cr (+36.5% YoY), EBITDA ₹881.67 Cr, Net Profit (PAT) ₹670.13 Cr (+89.8% YoY), Total Assets ₹8,706.52 Cr. FY2025 (Mar 2025, source Screener consolidated): Revenue ₹4,977 Cr, Operating Profit ₹94 Cr, PAT ₹353 Cr, Net Worth ₹6,432 Cr, Borrowings ₹322 Cr. FY2024 (Mar 2024, Screener): Revenue ₹3,438 Cr, Operating Profit ₹(188) Cr, PAT ₹64 Cr, Net Worth ₹5,871 Cr, Borrowings ₹253 Cr. The company turned operationally profitable in FY2025 after prior losses. Low leverage (borrowings modest vs large net worth / cash).
Funding History
Pre-IPO: ~US$443M raised across multiple private rounds from Info Edge, Intel Capital, SoftBank Vision Fund, Tiger Global, Temasek and Tencent. Unicorn status May 2018 (US$200M round led by SoftBank Vision Fund + Info Edge). Tencent took ~10% at a ~$1.5B valuation (Nov 2019); SoftBank added ~$130M (Jul 2020). IPO Nov 2021 raised ₹5,625 Cr, subscribed ~16.6x, listed 15 Nov 2021. (Sources: Tickertape, Chittorgarh, Business Standard). Now publicly held; no identified promoter.
Loans & Charges
None found — TheCompanyCheck states "PB Fintech Limited does not have any charges (loans) registered." Consistent with the company's cash-rich, low-debt profile.
Credit Ratings
None found — no public CRISIL/ICRA/CARE rating located for PB Fintech Limited. The company is largely debt-free/cash-surplus, so a debt rating may not exist. Marked as none found rather than confirmed-absent.
Legal & Compliance
Indian Kanoon shows ~201 documents. Notable: (1) PB Fintech Limited vs Policy Bazar Finance & Ors — CS(COMM) 471/2020, Delhi High Court, ongoing 2022–2025 (trademark/brand-infringement enforcement by PB Fintech). (2) PB Fintech Limited vs Assistant Commissioner of Income Tax — W.P.(C) 15077/2025, Delhi High Court, 26 Sep 2025 (tax writ). Regulatory: DGGI/GST Directorate conducted search operations at PB Fintech over vendor activities (news reports, taxscan/AngelOne) — an enquiry, not an adjudicated liability. (Sources: indiankanoon.org, taxscan.in)
Competitive Landscape
Insurance distribution: Acko (digital insurer, large), InsuranceDekho (broker, large), Turtlemint (insurtech, mid-large), Go Digit / Digit (insurer), Probus Insurance (broker, mid). Lending marketplace (vs Paisabazaar): BankBazaar (mid-large). Note: Policybazaar holds a dominant web-aggregator share (~93% of policies via that model per cited sources). (Sources: CB Insights, RocketReach, findingoutperformers)
Frequently Asked Questions
What does PB Fintech Limited do?
Holding company operating India's largest online insurance aggregator/broker Policybazaar and largest online credit/lending marketplace Paisabazaar, plus Policybazaar.ae in the UAE.
What is the CIN of PB Fintech Limited?
PB Fintech Limited's Corporate Identification Number (CIN) is L51909HR2008PLC037998.
When was PB Fintech Limited incorporated?
PB Fintech Limited was incorporated on 04 June 2008 (source: Tofler, TheCompanyCheck) and is registered with RoC-Delhi (state code HR / Haryana registration) — reported as "Haryana" by TheCompanyCheck.
Who are the directors of PB Fintech Limited?
Directors on record include Yashish Dahiya (DIN 00706336); Alok Bansal (DIN 01653526).
Where is PB Fintech Limited registered?
The registered office of PB Fintech Limited is at Plot No. 119, Sector 44, Gurgaon, Haryana, India – 122001 (source: Tofler, TheCompanyCheck).
Information compiled from public registry and secondary sources (as of 2026-07-28). It may be incomplete or dated; verify independently before relying on it. Known gaps: DINs for all directors except Yashish Dahiya and Alok Bansal not obtained (official board-composition PDF 403'd; Falconebiz page did not load). GSTIN individual page (KnowYourGST) 404'd — GSTIN confirmed via microvistatech only (single source); number of state registrations not obtained. Credit ratings not located. Exact standalone vs consolidated split for FY2026 figures assumed consolidated per source presentation. Paid-up capital shows minor source variance (₹92.4 vs ₹92.54 Cr).