COMPANY INTELLIGENCE PROFILE
HDFC BANK LIMITED
Largest private-sector bank in India, providing retail banking, wholesale/corporate banking, treasury operations, loans, cards, digital banking and payments.
Business Overview
Largest private-sector bank in India, providing retail banking, wholesale/corporate banking, treasury operations, loans, cards, digital banking and payments. Merged with parent Housing Development Finance Corporation (HDFC Ltd) effective 1 July 2023, adding a large mortgage book. Key subsidiaries include HDB Financial Services, HDFC Securities, and HDFC Asset Management / HDFC Life (associates).
Sector & Classification
NIC 65920 — Monetary intermediation / banking (other monetary intermediation); classified under financial service activities
Directors & Key Management
Sashidhar Jagdishan (Managing Director & CEO); Kaizad Maneck Bharucha (Deputy MD / Whole-time Director); Bhavesh C Zaveri (Executive/Whole-time Director); Atanu Chakraborty (Part-time Non-Executive Chairman / Independent); Sunita Maheshwari (Independent); Sandeep Parekh (Independent); plus additional independent/non-executive directors (board of ~13). DINs not obtained (falconebiz page not reachable; not verified — not inventing).
GST Registrations
Primary GSTIN: 27AAACH2702H1Z0 (Maharashtra); PAN: AAACH2702H; Active; 91 registrations across 34 states
Financials
FY25 (year ended 31 Mar 2025), standalone: Net profit approx ₹67,347 crore; total balance sheet size approx ₹39.1 lakh crore (₹39,102 billion); deposits ₹27.14 lakh crore; gross advances ₹26.43 lakh crore; GNPA 1.33%. Full-year total income figure not precisely obtained (quarterly NII ~₹32,066 cr in Q4FY25).
Funding History
n/a (established/listed) — self-funded via deposits and public markets
Loans & Charges
Charge of ₹50 crore in favour of Central Bank of India (created 25 October 1999) per Tofler. Given the merger, additional legacy charges may exist; full MCA charge register not fully obtained.
Credit Ratings
Widely rated at the highest domestic long-term grade (CRISIL/ICRA/CARE AAA-equivalent, Stable) with A1+ short-term ratings; international ratings in line with sovereign. Specific current rating letters not confirmed from a rating-agency page in this session — treat as directional, not verified.
Legal & Compliance
No specific material litigation obtained; as a large bank it is party to routine regulatory and recovery matters in the ordinary course. None specifically found in this session.
Competitive Landscape
India's largest private-sector bank by assets. Key competitors: ICICI Bank (advances ~₹12 L Cr; m-cap ~₹9 L Cr); Axis Bank (m-cap ~₹3.5 L Cr); Kotak Mahindra Bank (m-cap ~₹3.5 L Cr); State Bank of India (India's #1 bank; m-cap ~₹7 L Cr); IndusInd Bank (m-cap ~₹1 L Cr).
Frequently Asked Questions
What does HDFC BANK LIMITED do?
Largest private-sector bank in India, providing retail banking, wholesale/corporate banking, treasury operations, loans, cards, digital banking and payments.
What is the CIN of HDFC BANK LIMITED?
HDFC BANK LIMITED's Corporate Identification Number (CIN) is L65920MH1994PLC080618.
When was HDFC BANK LIMITED incorporated?
HDFC BANK LIMITED was incorporated on 30 August 1994 and is registered with RoC-Mumbai.
Where is HDFC BANK LIMITED registered?
The registered office of HDFC BANK LIMITED is at HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai, Maharashtra 400013.
Information compiled from public registry and secondary sources. It may be incomplete or dated; verify independently before relying on it. Known gaps: Director DINs; precise FY25 total income; detailed shareholding pattern percentages; GSTINs; verified current credit-rating letters; full MCA charge register